By obtaining mortgage protection insurance, you can protect against the possibility of there not being enough money to meet outstanding mortgage debts should you become unemployed, or are unable to work for a certain period due to circumstances such as illness or recovering from an accident. Most people generally agree that their home is their most important material possession, yet if mortgage payments cannot be met for whatever reason, the security of a home can be taken away.

Unfortunately, in the UK you cannot rely on state help to cover your mortgage payments if you are unable to work. There is no help for the first nine months of unemployment or disability for mortgages taken since October 1995, and existing borrowers may only qualify for benefit if they qualify for Income Support.

Mortgage protection insurance can be obtained to protect your mortgage payments if you have an accident or become ill and are then unable to work, or if you become unemployed. There are a wide range of policies currently available; please note that the terms and conditions under which you are allowed to claim differ with every policy, so they should be checked thoroughly before any insurance deal is finalised.

Here, we have made your task easier by compiling information from the UK’s leading insurance companies to allow you to obtain a cheap, competitive policy, providing peace of mind to you and your loved ones by ensuring the security of your home against the unexpected.